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A long term disability is a physical or mental impairment that limits your everyday activities. The cause of long term disability can be an injury from a car accident, slip and fall or other accidents. Getting treatment for long term disabilities like loss of limb, internal organ damage, loss of hearing and vision and brain damage can be frustrating and difficult.
What are the symptoms of a long term disability?
Chronic pain from long term disabilities affects more Canadians than cancer, diabetes and heart disease. The pain can be physical, emotional or both. Chronic pain makes your life stressful and reduces the quality of your life.
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You can file a claim to seek compensation for a long term disability.
Note that when insurance companies design long term disability insurance policies, they fill it with vague and complicated language that is difficult to comprehend. They design insurance policies this way to increase their chances of rejecting claims. After all, they are in the business of making money and not paying settlements.
Even when they do give benefits, they often reduce the scope of the benefits you are entitled to. This can mean you end up with a small compensation that may not be sufficient to cover your expenses.
Remember while the courts do give you an option to claim compensation, it is your responsibility to prove your disability to the court.
What can you do to claim the best compensation for long term disability?
The first step is to choose the best lawyer to represent you. The lawyer should have solid experience in dealing with long term disability cases. Your personal injury lawyer will take care of the necessary documentation and testimonials to prove the severity of your injury to the court. In cases like these, a lawyer will be aware of all the laws regarding the benefits extended to a person with a long term disability so that the insurance companies don’t trick you into settling for an unfairly small amount.
The need for the best lawyer to argue your cases increases when the cause of the injury is the negligence of a third party. Here the third party will try to get your claim disproved because they would face legal consequences otherwise. With an expert lawyer representing you, the defendant or insurance company lawyers will realize that they can’t use bullying tactics but will have to arrive at a fair settlement.
Sam Pitaro did his undergraduate studies at York University. After only two years he was admitted to Osgoode Hall Law School. He received his law degree from Osgoode Hall in 1994. He was admitted to the Ontario Bar in 1996.
Since then Sam has practiced exclusively in the field of personal injury representing injured plaintiffs. He has handled and successfully resolved hundreds of cases involving death and all types of serious personal injury including brain injury, paralysis, fractures and other orthopedic injuries, chronic pain syndrome and psychological and psychiatric disability.
Yianniko Kozoronis completed his undergraduate studies at York University before proceeding to prestigious London, England to complete his Law Degree. As the main principle at Mayfair Law Group, Yianniko has handled and successfully resolved hundreds of personal injury and disability cases.
Regardless of the extent of your injuries Yianniko and his team ensure that you receive the utmost professionalism, care and compassion throughout the course of his clients’ claims.
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