FAQ

Claim Settlement has helped connect injured people with the right legal team for their personal injury claims. We refer you to highly experienced lawyers that will ensure you receive the best service and compensation possible. Contact us today to receive a free claim evaluation.

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    What do I do If I get into a car accident in Ontario?

    If you have been in an accident, then follow these steps

    • If it is an emergency that dial 911 immediately and follow the instructions.
    • In case the accident does not lead to an emergency, call the local police station for further instructions. According to the law in Ontario, all accidents that result in damage to property worth $2000 or more must be reported to the police. Note that the exact procedure might vary from place to place so you should first find out the requirements of that particular area and proceed accordingly.
    • If possible, remove the vehicles from the road and move them to the side.
    • Record all the details of the accident. How it happened, when and where it happened. Note that location, time, date, weather, condition of the road and your vehicle’s speed. Take a picture of the accident scene that indicates the position of all the vehicles involved.
    • Take down the details of the other party – driver’s license number, name, address, insurance details and phone number.
    • Similarly, take down the names and phone numbers of other witnesses, if any.
    • If the police arrive on the scene then answer all questions honestly. But remember not to make any comments on the accident, admit that you were at fault or pin the blame on the other parties. This will be determined by the insurer.
    • If Collision Reporting Centres (CRC) are applicable in a particular area then take or have your vehicle taken to a CRC that is convenient for you. You should be there at the CRC with your vehicle. If CRCs are not available then contact Claim Settlement to discuss possible arrangements and find the answers to any queries you may have.
    • You need to carry your documentation to the CRC – your driver’s license, insurance details, ownership details, information related to the accident and the other involved parties.
    • Contact Claim Settlement on our 24*7 hotline 1-833-892-5246. Our representative will review your claim and answer all of your questions.

    How long do you have to report an accident in Ontario?

    Under Ontario law, you have to report the accident to the police immediately if someone has suffered injuries or if the damages are greater than $2000.

    If there is no emergency or the damages caused are not more than $2000 then you have up to 24 hours to report the accident to a Collision Reporting Centre.

    What happens if you don’t report an accident within 24 hours in Ontario?

    Not reporting an accident can cause your insurance policy to be cancelled. Moreover, failing to report the accident can also be construed as “leaving the scene of the accident” by the law resulting in a fine or even prison time.

    How do I report an accident?

    If its an emergency then call 911 immediately. You can also call Claim Settlement on our 24*7 hotline 1-8 33-892-5246for non-emergency claims so that we will answer all your questions you have and assign the best personal injury lawyer in Toronto to help you file a claim and seek the best compensation.

    Should I admit that I am at fault for causing the accident?

    NO. You should never admit fault when the police question you. The fact is that there are many factors that could have contributed to the accident, which you aren’t aware of. This is why you should provide a factual statement to the police without speculation and arriving at conclusions.

    How do I look up an accident report?

    To obtain a copy of the accident report, you will have to put in a request for a copy at the local law enforcement office that prepared the report. The investigating officer will give you a receipt with an ID number for the police report.

    Things you should do when you are in a car accident?

    After a car accident, your first priority is to check for signs of injuries. If you are well and then check on other passengers or people involved in the accident. In case of an emergency, call 911.

    In addition

    • You have to stay calm
    • Don’t move anyone who is injured as it may aggravate their injuries
    • Don’t get into a fight or an argument
    • Don’t take the blame on yourself or pin the blame on others
    • Don’t allow unauthorized tow trucks to take your vehicle away

    Do I need a lawyer after a car accident?

    After a car accident, the insurance lawyers will try their hardest to ensure that the compensation you receive is very little that is insufficient to cover the treatment costs for your injuries.

    A good personal injury lawyer, however, knows how insurance companies work and will chart out a strategy to ensure that you get a very high compensation for your claim. For the best personal injury lawyers, contact Claim Settlement on our 24*7 hotline 1-8 33-892-5246.

    What is the average settlement for a car accident?

    The settlement varies from case to case and depends on the severity of your injuries. The legal team at Claim Settlement will evaluate your case and then give you an estimate for your compensation.

    What does a personal injury lawyer do?

    A personal injury lawyer provides legal services to those who have been injured, physically or psychologically, due to the negligence of another person, company or a government agency.

    How do I choose a personal injury lawyer?

    To ensure that you choose the right personal injury lawyer, you will need to consider the following factors

    • The location where the lawyer practises
    • The area of specialization
    • The reputation of the lawyer
    • Experience
    • Winning record

    How do I maximize my personal injury claim?

    10 tips you should follow to get the best compensation for your personal injury

    • Preserve evidence

      The jury will evaluate your case by looking at the evidence. The insurer too will look at the evidence you have and decide the compensation amount based on that. What this means is you have to gather and preserve every bit of evidence you can lay your hands upon.

      You should record the scene of the accident and your injuries by taking photos. It is also a good idea to collect names of witnesses and obtain a copy of the police report.

    • Seek medical attention

      To win a case means you receive fair compensation for your injuries and other losses. In order to do this, you have to impress upon the jury an accurate picture of your injuries. You can do that by presenting your injury documentation from doctors and other healthcare professionals. This will also encourage the other party to offer higher compensation to you.

    • Don’t undervalue your claim

      A common mistake a lot of people make is to undervalue their claims. They assume that they are entitled to compensation for only one type of damages.

      For example, a car accident may result in temporary or permanent loss of body function and even psychological injuries in addition to your out of pocket expenses.

      A good personal injury lawyer can help evaluate your case and give you a better insight into the various damages you can be compensated for.

    • Don’t be in a hurry

      When you have suffered an injury then you may be attracted to the idea of settling for the very first offer from the insurer. The truth is this can prevent you from getting the best compensation.

      You have to let the other party know that you are in for the long haul. Your personal injury lawyer can help you determine whether to accept or reject a compensation offer.

    • Explain that the compensation is inadequate

      To get the highest compensation, you have to convince the other party that you have a strong case to back up your claim. You can do this by providing evidence to reinforce your assertions.

      This will show the other party that you are willing to settle for anything less than the best. Your personal injury lawyer can help you present the evidence to the other party and argue on your behalf to get you the maximum settlement.

    • Consider future damages too

      When you suffer an injury there are usually two types of losses – immediate and future. For example – you may not recover fully before your case goes to trial. You can include future damages to your claim with the help of documentation provided by medical professionals.

    • Strengthen your case

      Your personal injury lawyer can serve discovery demands to the other party and conduct depositions to strengthen your case.

      A strong case will force the other party to the table and offer high compensation. If they know that you are ready to fight your case hard, they will be more inclined to offer you what you a better settlement.

    • Don’t wait too long to file your case

      Remember that you have a specific time limit before the statute of limitations runs out after which you may not be able to recover anything. You can also start collecting evidence in a formal manner once the case is filed.

    • Don’t make any comments on your injury on social media platforms

      Everything that you say can be used against you in a court of law also applies to anything you post on social media websites like Facebook and Instagram.

      It’s best to avoid social media until your case is closed because if there is a slip up then it could dent your chances in the case.

      • Create a good impression

        Remember that the other part will take into consideration what the Jury’s impression of you is and make an offer accordingly. So, you have to be polite, respectful and appear your best when you are in court to create a favourable impression on the jury.

        Remember the best way to a good compensation is through a personal injury lawyer who is well-versed in the tactics and strategies you need to employ to receive a good settlement.

      Should I accept first offer compensation?

      Note that it is in the interest of the insurer to settle your claim quickly and with very little financial loss on their end. After all, they are not looking after your best interests in this matter.

      Accepting the first offer is not a good idea because it might look like it will cover all your treatment and out of pocket expenses. But the truth is that there are other expenses you have to consider.

      You may not be able to go to work after a personal injury. Similarly, you may need physical therapy to get better, which can disrupt your ability to earn.

      This is why you have to come to an accurate estimate of your medical costs, future expenses and loss of earnings before settling for compensation. A personal injury lawyer can guide you in understanding your expenses better and determining if a particular settlement offer is ideal for you.

      How do I know if my personal injury lawyer is good?

      Here are 4 signs of a good and trustworthy lawyer

      • Optimistic but cautious

        It is important that the lawyer does not make promises on the outcome of a case and does not appear as overconfident. A good personal injury lawyer is aware of the fact that there are many variables to consider and therefore should place a few options before you.

      • Objective

        A lawyer needs to be at his best while fighting cases and this means being objective. Good lawyers form a professional relationship with clients based on two things – trust and facts.

      • Good listener

        Expert lawyers are good listeners. They hear you out and understand what you want.

      • You have a good experience

        Lastly, you should enjoy working with your lawyer. A good lawyer will keep you updated on the progress of your case and clear all your doubts that may arise during the proceedings.

        For the best personal injury lawyer call us at 1-833-892-5246 for a free consultation or mail us at claim@claimsettlements.ca.